Looking for the best health insurance policy ? Here we suggest the perfect health insurance policies you are looking for. Therefore to choose the best health insurance policy, we have listed best health insurance companies with all other useful information. All listed insurance policies are analyzed by our experts. We assure that this article will help you to choose the best health insurance policy. In this summary you will get basic information and can go ahead with purchase of best health insurance policy. If you need more detail, refer our full article.
|Best health Insurance for 3 Lakh Cover in India||Price(Rs)||Way2enjoy Score|
|Star Health and Allied||5842||NAN|
|New India Assurance||3850||NAN|
|Insurance Company||Yearly Premium(Rs)||Claim settlement ratio||Members Covered||Incurred Claim Ratio|
|Tata AIG||3757||90||Up to 4 family members (2 Adult and 2 Children)||53.81|
|Star Health and Allied||5842||79||Up to 4 family members (2 Adult and 2 Children)||53.81|
|Reliance||5404||87||Up to 6 family members (2 Adult and 4 Children)||95.87|
|ICICI Lombard||4285||86||Up to 4 family members (2 Adult and 2 Children)||93.02|
|IFFCO Tokio||3637||93||Up to 5 family members (2 Adult and 3 Children)||104.25|
|HDFC ERGO||5713||88||Up to 4 family members (2 Adult and 2 Children)||51.00|
|New India Assurance||3850||93||Up to 6 family members (2 Adult and 4 Children)||114.64|
|Bharti Axa||4656||78||Up to 4 family members (2 Adult and 2 Children)||85.41|
|Bajaj Allianz||5130||83||Up to 6 family members (2 Adult and 4 Children)||74.94|
|Apollo Munich||4240||89||Up to 6 family members (2 Adult and 4 Children)||64.61|
Tata AIG General Insurance Company Limited started its operations in India on 22 January 2001 and is a joint venture between the Tata Group and American International Group, Inc. (AIG). The Tata Group holds 74 per cent stake in the insurance venture whereas AIG holding the balance 26 percent. The company provides insurance to individuals and corporates. The company offers various insurance products like automobile, home, personal accident, travel, energy, property etc.
Star Health Insurance is a joint venture by ICICI Ventures Funds Management, Sequoia Capital, Tata Capital Growth Fund, Alpha TC Holdings Pte Ltd(Singapore) and Oman Insurance Company (UAE). It was founded in 2006 and India’s first stand-alone insurance company which provides for hassle free and direct claim settlement facilities.
Reliance General Insurance Company Limited is mostly known as a leading private general insurance company in India and is a part of Reliance Group. It offers a multitude of insurance products in health insurance, motor insurance, home insurance and travel insurance. The company provides its customers an easy way to access its wide array of products through a 24x7 call center and a website.
ICICI Lombard Health Insurance under ICICI Lombard General Insurance offers best service with good no. of network hospital list and better claim ratio. The Insurance Company is a JV between ICICI Bank Limited from India and Fairfax Financial Holdings Limited from Canada. The company has successfully settled more than 3.41 million claims throughout the country With a Gross Written Premium of Rs. 64.19 billion and over 13.87 million issued policies.
IFFCO Tokio General Insurance is a JV between Indian Farmers Fertiliser Cooperative (IFFCO) and its associates and Tokio Marine and Nichido Fire Group. This company was formed in 2000 with a vision of being a pioneer in building customer satisfaction through transparency and quick response.
HDFC ERGO General Insurance Company Limited is a JV between HDFC Ltd. and ERGO International AG. The Company ensures that the vehicle stays protected and secured by giving the option to the customer to select from various Motor Insurance plans. The company offers a complete range of general insurance products like Motor, Health, Travel, Home etc. and customized them properly to serve the best insurances to each customer.
New India Assurance Co Ltd. is a 100 % Govt owned multinational general insurance company operating in 28 countries. The company has been market leaders in India in non-life business for more than 40 years.
Bharti AXA is one of the largest private general insurance companies in India. The company is a joint venture between the Bharti Enterprises and the AXA Group where the Bharti Group holds a 74% stake and the rest 26% is held by AXA.
Bajaj Allianz General Insurance Company Limited registered on 2nd May 2001 and is the JV between Bajaj Finserv Limited and Allianz SE known for its unique features and its services to the customers. The company is one of the top general insurance brands in India. The company is very competitive even though it is loaded with the important features and coverages to fulfill customers need.
From 2007 Apollo Munich Health Insurance Company Ltd. started their operations to providing high-class healthcare services to the common man of the country. The company has a wide range of insurance products especially health insurance to meet the healthcare requirements of an individual.